Fitch Rating 2026 Predictions
Fitch Ratings has offered up some predictions for 2026. The ratings firm thinks premium growth will fall a bit with gains of just 3% to 4%. Fitch’s report also predicts a “normal” number of hurricanes hitting the U.S. in 2026.
A Huge Number of Homeowners are Underinsured
Two-thirds of homeowners in the U.S. are underinsured. They don’t think they are but reality says the are. This conclusion comes from a survey done by Insurance.com.
By Jonalyn Cueto, Insurance Business
AM Best’s latest market segment report, Market Segment Outlook: US Homeowners, has raised the outlook for homeowners insurers from negative to stable. The reasons range from moderate premium growth to improved catastrophe risk management practices to a better outlook in the property reinsurance market.
Hiscox did a study of small businesses and insurance. In the last two years — the insurer said — small business has reported an increase in revenues. Even with more business, a frightening 77% of those businesses continue to be underinsured.
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